interest Rates
Loan Rates
Home Equity Interest Rates
| Program |
Rate |
APR |
Monthly Payment (A) |
| 3-Year Fixed |
3.740 |
3.740 |
$29.41 |
| 5-Year Fixed |
3.990 |
3.990 |
$18.41 |
| 10-Year Fixed |
4.990 |
4.990 |
$10.60 |
- Rates are subject to change without notice and based on Auto-Pay from FSB checking account.
- (A) Payment for each $1,000 borrowed.
- Single-Family owner-occupied homes.
- Fee waived for loan amount over $10,000 (New Money).
- Maximum loan to value ratio is 80%. (additional rates and terms available)
- Maximum loan amount is $200,000 (additional terms and/or rates available for loans in excess of $200,000)
- Home Owners Insurance required.
- Annual Percentage Rate (APR) is based on a $25,000 loan amount.
- We match advertised Home Equity rates from other local banks in the Lehigh Valley, see a banker for details.
- Home Equity Line of Credit also available. Please call a branch for more information.
Mortgage Interest Rates
| Program |
Rate |
Points |
Down Payment Required |
APR |
Monthly Payment (A) |
| 40-Year Fixed |
4.250 |
3 |
5% |
4.498 |
$4.34 |
| 40-Year Fixed |
5.000 |
0 |
5% |
5.038 |
$4.83 |
| 30-Year Fixed |
3.375 |
3 |
5% |
3.662 |
$4.42 |
| 30-Year Fixed |
3.875 |
0 |
5% |
3.918 |
$4.70 |
| 15-Year Fixed |
2.625 |
3 |
5% |
3.133 |
$6.73 |
| 15-Year Fixed |
3.125 |
0 |
5% |
3.199 |
$6.97 |
| 10-Year Fixed |
3.125 |
0 |
20% |
3.203 |
$9.72 |
| 1-Year ARM (B) |
2.625 |
3 |
5% |
3.365 |
$4.02 |
| 5-Year Fix/1-Year ARM (B) |
3.375 |
1 |
5% |
3.497 |
$4.43 |
- Rates, terms and conditions are subject to change at any time and may be withdrawn without notice. Other restrictions may apply.
- The above rates, annual percentage rates (APRs) and points are based on an automatic monthly payment and property tax escrow. Additional rates and programs are available, please contact FSB for further details.
- Rates and points may also adjust according to credit and property loan to value ratio.
- Annual Percentage Rate (APR) is based on a $100,000 loan amount with 20% down purchase of a single family primary residence in Pennsylvania.
- (A) Payment for each $1,000 borrowed. Payment does not include taxes and insurance. Actual payment will be higher.
- (B) This Rate and APR may increase during the life of the loan.
- 10-Year Fixed Rate: The interest rate and annual percentage rate (APR) shown above is subject to change without notice. This offer is available to existing First Star Bank customers who refinance with a minimum increase of $50,000 in new money.
To confirm current rates, please e-mail us: rateinfo@firststarbank.com
Out of checks or almost out?
 Follow these simple steps to transfer your personal or business accounts to First Star Bank.
|
|
To Report Lost or Stolen Check Card & Possible Fraud
 Please call
1-800-528-2273 immediately.
|
|
Need to find a close ATM?
 Your transaction will be
surcharge-free at the ATMs
listed on this site.
|
|
Want to activate your new Check Card?
Call 1-866-916-0245 from your home phone. |
|
First Star Locations
|
