Business

Disclosures

Security for Your Accounts

At Firststarbank.com, we value your business and respect your right to privacy. We understand that the confidentiality and security of your account information and any information that personally identifies you are of utmost importance. We protect your information from unauthorized access by using established security standard information that may be collected is done so to administer customer accounts, provide exceptional service and offer the products and services that we believe will be of benefit to you.

When your bank online with Firststarbank.com, you are conducting your business over a secured server using encrypted transmissions. That means that financial information you send to and receive from us is not available on the Internet in a form that can be read. A Secure Socket Layer (SSL) scrambles your data, which is the Internet’s encryption security protocol standard. User ID’s and passwords are stored on a server isolated from the Internet.

First Star Bank’s Web page should never be accessed from a link provided by a third party.It should only be accessed by typing www.firststarbank.com into the Web browser. First Star Bank will never send an email message that requests confidential information, such as account numbers, passwords, or PINs. You should immediately report any such requests by calling us directly at 610-691-2233.

For further information about the risks of phishing and identity theft, you may access the following valuable government information:

• “How Not to Get Hooked by the ‘Phishing’ Scam,” published in June 2005, which is available at: http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt127.shtm
• “ID Theft: When Bad Things Happen to Your Good Name,” published in February 2005, which is available at: http://www.ftc.gov/bcp/edu/pubs/consumer/idtheft/idt04.pdf

Questions?

Talk directly with a customer service representative Monday-Friday 9 a.m. to 5 p.m. by calling 610-691-2233.

SWIFT SWITCH ASSIST

The following steps will help make your transition to First Star Bank quick and easy:

Step 1:

• Open your First Star Bank checking account.
• Order your new First Star Bank checks.
• Order your new First Star Bank MasterMoney Check Card®.

Step 2:

• Start using your new First Star Bank checking account right away.
• Stop using your old account.
• Sign up for Free online banking at www.firststarbank.com
• Sign up for online Billpay

Step 3:

• Switch all direct deposits (payroll, investments, social security, etc). FORM
• Switch all automatic preauthorized payments to your new account. FORM

Step 4:

• Close your old account once all checks written have cleared and automatic preauthorized payments have been switched. FORM

Again, welcome to First Star Bank. We look forward to serving your financial needs. If you have any questions, please call any of our local branches.