| FREE BUSINESS CHECKING |
| Online Banking |
| MINIMUM BALANCE TO OPEN |
|
$250.00 |
| MONTHLY MAINTENANCE SERVICE CHARGE |
|
FREE |
| FREQUENCY OF STATEMENTS |
MONTHLY |
|
| CHECKS PAID, DEPOSITED & SLIP POSTED, ACH CREDITS & DEBITS |
EACH |
$.15 OVER 100 |
| RETURN ITEMS-INSUFFICIENT (INCLUDES ALL ACH & CHECKING ITEMS) |
EACH |
$37.00 |
| RETURN ITEMS-INSUFFICIENT-PAID (INCLUDES ALL ACH & CHECKING ITEMS) |
EACH |
$47.00 |
| RETURNED ITEMS-UNCOLLECTED FUNDS |
EACH |
$35.00 |
| STOP PAYMENT (PER CHECK) |
EACH |
$35.00 |
| OVERDRAFT ITEMS-PRE AUTHORIZED |
EACH |
$5.00 |
| RETURNED DEPOSIT ITEMS (INCLUDES ALL ACH & CHECKING ITEMS) |
EACH |
$12.00 |
| TELEPHONE TRANSFER REQUEST (PRE AUTHORIZED) |
EACH |
$2.00 |
| PHOTOCOPY OF CHECKS** |
EACH |
$5.00 |
| DAILY OVERDRAFT FEE |
DAILY |
$5.00 |
| PAYROLL FILE ACH RE-ORIGINATION |
EACH FILE |
$10.00 |
| BUSINESS CHECKING |
| Online Banking |
| MINIMUM BALANCE TO OPEN |
|
$250.00 |
| FREQUENCY OF STATEMENTS |
MONTHLY |
|
| CHECKS PAID, DEPOSITED & SLIP POSTED, ACH CREDITS & DEBITS* |
EACH |
$.15 OVER 100 |
| MONTHLY MAINTENANCE FEE |
FEE |
$12.00 |
| RETURN ITEMS-INSUFFICIENT (INCLUDES ALL ACH & CHECKING ITEMS) |
EACH |
$37.00 |
| RETURN ITEMS-INSUFFICIENT-PAID (INCLUDES ALL ACH & CHECKING ITEMS) |
EACH |
$47.00 |
| RETURNED ITEMS-UNCOLLECTED FUNDS |
EACH |
$35.00 |
| STOP PAYMENT (PER CHECK) |
EACH |
$35.00 |
| OVERDRAFT ITEMS-PRE AUTHORIZED |
EACH |
$5.00 |
| RETURNED DEPOSIT ITEMS (INCLUDES ALL ACH & CHECKING ITEMS) |
EACH |
$12.00 |
| TELEPHONE TRANSFER REQUEST (PRE AUTHORIZED) |
EACH |
$2.00 |
| PHOTOCOPY OF CHECKS** |
EACH |
$5.00 |
| DAILY OVERDRAFT FEE |
DAILY |
$5.00 |
| PAYROLL FILE ACH RE-ORIGINATION |
EACH FILE |
$10.00 |
*Business checking Accounts Earning Credits: You will receive an earning offset based on the average daily balance of your account. This amount may offset some or all of the charges to your account. The earnings offset rate is based on the THREE(3) MONTH TREASURY BILL RATE.
| BUSINESS BASIC (FREE Sole proprietor/Non-Profit) |
| Online Banking Available |
| MINIMUM BALANCE TO OPEN |
|
$250.00 |
| MONTHLY MAINTENANCE SERVICE CHARGE |
|
FREE |
| FREQUENCY OF STATEMENTS |
MONTHLY |
|
| RETURN ITEMS-INSUFFICIENT (INCLUDES ALL ACH & CHECKING ITEMS) |
EACH |
$37.00 |
| RETURN ITEMS-INSUFFICIENT-PAID (INCLUDES ALL ACH & CHECKING ITEMS) |
EACH |
$47.00 |
| RETURNED ITEMS-UNCOLLECTED FUNDS |
EACH |
$35.00 |
| OVERDRAFT ITEMS-PRE AUTHORIZED |
EACH |
$5.00 |
| RETURNED DEPOSIT ITEMS (INCLUDES ALL ACH & CHECKING ITEMS) |
EACH |
$12.00 |
| TELEPHONE TRANSFER REQUEST (PRE AUTHORIZED) |
EACH |
$2.00 |
| PAYROLL FILE ACH RE-ORIGINATION |
EACH FILE |
$10.00 |
| RETURN ACH ORIGINATION |
EACH |
$5.00 |
| PHOTOCOPY OF CHECKS** |
EACH |
$5.00 |
| DAILY OVERDRAFT FEE |
DAILY |
$5.00 |
| Stop Payment (per check) |
EACH |
$35.00 |
| BUSINESS PLUS (Sole Proprietor/Non-Profit) |
| Online Banking Available |
| MINIMUM BALANCE TO OPEN |
|
$250.00 |
| MONTHLY MAINTENANCE SERVICE CHARGE |
FEE |
$10.00 if average balance less than $500 |
| FREQUENCY OF STATEMENTS |
MONTHLY |
|
| Interest Earned on Average Balance |
Refer to interest rate sheet |
|
| RETURNED ITEMS-INSUFFICIENT (INCLUDES ALL ACH & CHECKING ITEMS) |
EACH |
$37.00 |
| RETURN ITEMS-INSUFFICIENT-PAID (INCLUDES ALL ACH & CHECKING ITEMS) |
EACH |
$47.00 |
| RETURNED ITEMS-UNCOLLECTED FUNDS |
EACH |
$35.00 |
| PAYROLL FILE ACH RE-ORIGINATION |
FILE |
$10.00 |
| STOP PAYMENT (PER CHECK) |
EACH |
$35.00 |
| OVERDRAFT ITEMS-PRE AUTHORIZED |
EACH |
$5.00 |
| RETURNED DEPOSIT ITEMS (INCLUDES ALL ACH & CHECKING ITEMS) |
EACH |
$12.00 |
| TELEPHONE TRANSFER REQUEST (PRE AUTHORIZED) |
EACH |
$2.00 |
| PHOTOCOPY OF CHECKS** |
EACH |
$5.00 |
| DAILY OVERDRAFT FEE |
DAILY |
$5.00 |
