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COMING IN 2008!!!

HEIDELBERG/NEW TRIPOLI OFFICE

 

 

CD & IRA CD'sSavingsChecking/GS 50Money MarketMortgageHome Equity

Certificate of Deposit (effective 4/7/08)

Term Interest Rate Annual Percentage Yield (APY) Minimum to Earn APY
30 day Market Master 2.96 % 3.00 % $ 10,000.00
91 days 2.75 % 2.75 % $ 1,000.00
6 months 2.96% 3.00 % $ 1,000.00
1 years 3.05% 3.10% $ 1,000.00
1.5 years 3.00 % 3.05% $ 1,000.00
2 years 2.96% 3.00% $ 1,000.00
3 years 2.96% 3.00 % $ 1,000.00
4 years 3.25 % 3.30 % $ 1,000.00
5 years 3.44 % 3.50 % $ 1,000.00
6 - 10 years 3.34 % 3.40 % $ 1,000.00
 
  • We match any Lehigh Valley Bank's advertised CD rates, see a banker for details.  Check the ads for the best rates then call or stop in any of our offices.
  • Rates subjected to change without notice.
  • Fees could reduce earnings on all accounts.
  • Substantial penalty for early withdrawals on Certificates of Deposits.

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(effective 04/19/2006) Achiever/Gold Star Money Market Statement Savings
Rate APY Rate APY Rate APY
0.00 to 100 N/A $2 per month fee $ 2 per month fee
0.00 to 500 $ 5 per month fee N/A N/A
100.01 to 1,000 0.00 % 0.00 % 1.440 % 1.450 % 0.550 % 0.552 %
1,000.01 to 10,000 0.349 % 0.350 % 1.740 % 1.750 % 0.900 % 0.904 %
10,000.01 to 25,000 1.242 % 1.250 % 2.225 % 2.250 % 1.242 % 1.250 %
25,000.01 to Up 1.538 % 1.550 % 2.713 % 2.750 % 1.882 % 1.900 %

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   Mortgage Rates (effective 4/16/2008)    Apply Now

Program Rate Points Down
Payment
Required
APR Monthly
Payment
(A)
40 Year Fixed 5.875 3 5% 6.137 $5.42
40 Year Fixed 6.625 0 5% 6.648 $5.95
30 Year Fixed 5.250 3 5% 5.578  $5.53
30 Year Fixed 5.875 0 5% 5.932  $5.92
15 Year Fixed 4.625 3 5% 5.111  $7.72
15 Year Fixed 5.375 0 5% 5.415 $8.11
10 Year Fixed 5.740 0 20% 5.817    $10.98
1 Year ARM (B) 5.000 3 5% 5.291  $5.37
5 Year Fix/1 Year ARM (B) 5.625 1 5% 5.741 $5.76
  • Rates are subject to change without notice

  • Annual Percentage Rate (APR) is based on a $100,000 loan amount with 20% down.

  • (A) Payment for each  $1,000 borrowed.

  • (B) This Rate and APR may increase during the life of the loan.

To confirm current rates, please e-mail us: rateinfo@firststarbank.com

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Home Equity (2/13/2008)   Apply Now

Program Rate APR Monthly Payment (A)
3 Year Fixed 5.50 5.50 $ 30.20
5 Year Fixed 5.75 5.75 $ 19.22
10 Year Fixed 5.99 5.99 $ 11.10
  • Rates are subject to change without notice and based on Auto-Pay from FSB checking account.

  • (A) Payment for each  $1,000 borrowed.

  • Single Family owner occupied homes.

  • Fee waived for loan amount over $10,000 (New Money).

  • Maximum loan to value ratio is 80%. (additional rates and terms available)

  • Maximum loan amount is $200,000 (additional terms and/or rates available for loans in excess of $200,000)

  • Home Owners Insurance required.

  • Annual Percentage Rate (APR) is based on a $25,000 loan amount.

  • We match advertised Home Equity rates from other local banks in the Lehigh Valley, see a banker for details.

  • Home Equity Line of Credit also available. Please call a branch for more information.

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FDIC         HUD

İFirst Star Bank, 2005