| CERTIFICATE OF DEPOSIT |
| *91 days through 10 years term available. |
| *Minimum balance to open is $1000.00 |
| *Fixed rate (see
rate sheet) |
|
*Interest is credited monthly. |
| |
|
PRIME BASED FLOATER CD (PBF) |
| *3 through 10 years term available. |
| *Minimum balance to open $100. |
| *Variable interest (prime less 3%) |
|
*Interest is credited monthly |
| |
|
ACHIEVER BUILDER CD |
| *Available in 5 year term. |
| *minimum balance to open is $50. |
| *$25 monthly transfer from Checking. |
| Checking account required. |
| *Fixed rate (see
rate sheet). |
|
*Interest is credited monthly. |
| |
|
MARKET MASTER CD |
| *30 day term. |
| *Minimum balance to open $10,000. |
| *Fixed rate (see
rate sheet) |
| *Interest is credited monthly. |
| Please refer to account disclosure for terms. Substantial penalty for early
withdrawal. |
| |
|
TRADITIONAL/ROTH/SEP Retirement Accounts |
|
IRA INDIVIDUAL RETIREMENT ACCOUNT |
| *Available in 12 month through 10 year terms. |
| *Minimum balance to open $1,000-fixed rate. |
| *Minimum balance to open $100-for PBF rate. |
| *Rate-fixed/variable (see
rate sheet). |
| *Interest is credited monthly. |
|
EDUCATIONAL IRA’S |
| *Available in 12 month through 10 year terms. |
| *Minimum balance to open $1,000-fixed rate. |
| *Minimum balance to open $100-for PBF rate. |
| *Rate-fixed/variable (see
rate sheet). |
| *Interest is credited monthly. |
