FSSB: Personal Accounts

COMING IN 2008!!!

HEIDELBERG/NEW TRIPOLI OFFICE

ACHIEVER CHECKING

- Tiered Interest Rate.*

- Duplicate checks that serves as a receipt.

- Copies of cancelled checks available, if necessary.

- Average monthly balance of $500 required to avoid $5 service charge.*

- Free, first set of checks.*

- Check/Credit Card available.*

- Overdraft protection available.*

- Monthly statement.*

ACHIEVER BASIC CHECKING

- Free checking with no minimum balance requirements.

- Duplicate checks that serves as a receipt.

- Copies of cancelled checks available, if necessary.

- No minimum balance required.*

- Free, first set of checks.*

- Check/Credit Card available.*

- Overdraft protection available.*

- Monthly statement.*

GOLD STAR 50 CHECKING

- Age requirement, 50 years and older.*

- Tiered Interest Rate.*

- Free, annual order of duplicate checks.*

- Copies of cancelled checks available, if necessary.

- 50% Off Safe Deposit Box Rentals.*

- Check/Credit Card available.*

- Overdraft protection available.*

- Monthly statement.*

- No fee traveler checks.

STATEMENT SAVINGS

- Tiered Interest Rate.*

- Monthly Statements.*

- Average monthly balance of $100 required to avoid $2 service charge.*

- Maximum transfers per Statement Cycle: 6, excluding in-person transactions.

- Each transfers over the maximum limit will be accessed a service charge of $5.*

MONEY MARKET

- Tiered Interest Rate.*

- Monthly Statement.*

- Average monthly balance of $100 required to avoid $2 service charge.*

- Maximum transfers per Statement Cycle: 3.

- Maximum Checks Clearing per Statement Cycle: 3.

- Each checks over the maximum limit will be accessed a service charge of $5.

*Interest rates are compounded daily and credited monthly.

*Rates can change at any time without prior notice.

*Please refer to account disclosure for fees/options associated with our checking accounts.